See The Real Upfront Cost Before You Commit
Estimate the stamp duty and government charges on your purchase in any Australian state. We factor in your buyer type and any first-home concessions or surcharges that apply.
Stryve Stamp Duty Calculator
Property Details
Total Government Charges
$23,363.60
Stamp duty plus mortgage registration and transfer fees: the full upfront government cost, not stamp duty alone.
Figures
Estimates only. Concession and grant require an owner-occupier first home buyer.
Worked example
For example, an owner-occupier buying an established $500,000 home in Victoria pays around $21,970 in stamp duty, plus mortgage registration and transfer fees, for a total upfront government cost of $23,364 (before any first home buyer concession). Enter your own price above for your figure.
Victoria stamp duty rates FY2026-27
Rates current as of FY2026-27. Estimates only - always confirm the exact figure with your conveyancer or the state revenue office before settlement.
| $0 - $25,000 | 1.40% of value |
| $25,000 - $130,000 | $350 plus 2.40% of the excess over $25,000 |
| $130,000 - $960,000 | $2,870 plus 6.00% of the excess over $130,000 |
| $960,000 - $2,000,000 | 5.50% of value |
| Over $2,000,000 | $110,000 plus 6.50% of the excess over $2,000,000 |
| $0 - $440,000 | $2,870 plus 5.00% of the excess over $130,000 |
| $440,000 - $550,000 | $18,370 plus 6.00% of the excess over $440,000 |
Principal-place-of-residence concession rate applies between $130,000 and $550,000.
Mortgage registration: $122.10
Transfer fee: $101.50 plus $2.34 per $1,000 of value (capped at $3,611).
First home buyer exemptions in Victoria
Victorian first home buyers pay no duty on a home up to $600,000, tapering to nil by $750,000. A separate principal-place-of-residence concession rate also applies to any owner-occupier purchase between $130,000 and $550,000, whether or not you're a first home buyer.
| Property price | Standard duty | First home buyer duty | You save |
|---|---|---|---|
| $500,000 | $21,970 | $0 | $21,970 |
| $600,000 | $31,070 | $0 | $31,070 |
| $700,000 | $37,070 | $24,713 | $12,357 |
| $750,000 | $40,070 | $40,070 | - |
Duty only (before registration and transfer fees), computed with the calculator above for an eligible owner-occupier first home buyer buying an established home in Victoria.
Want to know what this means for your budget?
Stamp duty is usually the biggest upfront cost after your deposit, and the one that catches buyers out. We'll show you how it fits your full picture, and if there's a smarter way to structure your purchase, we'll tell you straight.
Victoria Stamp Duty FAQs
The calculator above uses Victoria's current transfer duty rates - see the rate table further up this page for the bands themselves - plus mortgage registration and transfer fees, so the total reflects your full upfront government cost, not stamp duty alone. Common Victoria questions are below.