Refinance Your
Home Loan
Refinance with confidence and save more. From lower repayments to unlocking equity, we make switching easy. Our dedicated team ensures a smooth process tailored to your financial goals.
Based on 250+ reviews
Elite Broker Winner 2024 & 2025
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Make your mortgage work for you
Many Australians struggle to afford their mortgage repayments, leaving them stressed out at the thought of paying off debt. Don’t miss out on good home loan refinance offers to help you pay less interest over time and free up cash to spend on other things.
Refinancing with Stryve Finance means securing the right loan tailored specifically to your unique financial circumstances and goals. Our expert mortgage brokers work closely with you to restructure your existing loan, negotiating better terms and rates that can save you money over the life of your mortgage. Whether you're looking to reduce your repayments, access equity, or consolidate debt, we provide personalised solutions that fit your needs and help you achieve greater financial freedom and peace of mind.
Should I refinance my house?
Make smarter refinancing choices by assessing your borrowing capacity, planning repayments, estimating costs, and identifying potential savings to bring clarity to your home loan journey.
Interest rate check
Are you happy with your interest rate? Or have you found a better rate elsewhere?
Market conditions
How do you feel about the current interest rate environment?
Property value & equity
Have you had your property’s value and equity checked by a home loan mortgage broker?
Refinancing costs
What are the costs of refinancing, and will refinancing require you to pay break fees and exit costs?
Credit health
Are you confident about your credit rating? A bad credit score may work against your efforts to refinance.
Refinancing goals
Common reasons to refinance are to renovate your house, buy a car, consolidate debts, shorten the loan term, or get a home loan with more flexibility.
Explore the topic
Pick the part of refinancing that matters to you
Seven focused guides covering the full refinancing journey — from timing and costs through to equity access, debt consolidation, and discharge.
How refinancing works
The 7-step process, split into what your broker does and what you do.
Read moreWhen to refinance
Three timing signals that say now is right, and four situations where it is not.
Read moreRefinance costs
Every fee with real dollar figures, plus the break-even framework.
Read moreCash-out refinance
Access your home equity for renovations, deposits, or major expenses.
Read moreDebt consolidation
Roll credit cards, car loans, and personal debt into your mortgage.
Read moreInvestment property
IO renewal, loan splits, deductibility, and investor serviceability.
Read moreMortgage discharge
What discharge involves, fees and timeframes by lender, what we handle.
Read more
Key steps when refinancing
Why Business Owners Choose Stryve
Mainstream banks often put self-employed applicants in the "too hard" basket. We specialize in them. Here is how we get complex deals over the line.
Complex Income Experts
We know that a business owner's wealth isn't always reflected in a simple payslip. Whether income is held in trusts, retained earnings, or reinvested back into the company, we know how to present your full financial picture to lenders.
Alternative Documentation
Access lenders who accept alternative verification: BAS statements, business bank statements, or an Accountant’s Letter—so you can move forward without waiting on up-to-date tax returns.
Exclusive Commercial Network
Commercial lending is a relationship game. We give you direct access to private funders and non-bank commercial lenders offering flexible terms and interest-only periods not available to the general public.
Get Expert Advice for Your Business
Let's structure a tailored solution for your commercial needs today.
Speak To Our BrokerWhat our customers
say about us
“Nate and Dylan were extremely helpful in helping us secure our new home. They were easy to contact from day one, and answered any questions we had. We felt reassured at all times and are very grateful for their patience with us. I have recommended Stryve to 3 friends now who have all been successful in achieving their goals of purchasing their homes. We are so happy with the service and will definitely keep on recommending Stryve to our family and friends.”
Whitney Tran
Homeowner
“I never had a problem with Dylan. From the start of our journey on mortgage til the very end and even with refinancing, he/they were very helpful, transparent, honest and really keen to help their clients! Highly recommended.”
Cristianne Del Valle
Homeowner
“On behalf of my husband and I, we would like to truly thank Dylan Bertovic for all his assistance in helping us with our new loan - approved in time before our settlement. Dylan worked above and beyond expected. He took the time to explain every step and process with us. Any questions we had, Dylan would go out of his way to ensure they were answered. He made the process stress free and ensured we got the best possible deal. We highly recommend Dylan to all our family and friends.”
Merna Yalda
Homeowner
“Nate is great to work with, very knowledgeable, responsive and genuinely invested in helping me find the right solution. Highly recommend this firm to anyone looking for reliable, competitive and professional brokerage services.”
Julia
Homeowner
“Dylan has not only been a longtime friend, but also the trusted mortgage broker of choice for my family. He answers the phone at all hours, communicates extensively through all steps of a sometimes-complicated process and manages my risk. He has a straight to the point approach which I appreciate. Simply gets the job done, and gets it done very quickly. Thanks for everything Dylan, you're a champion broker and a good mate.”
Christian Barać
Homeowner
“Nate and Dylan were the ultimate professionals in securing a home loan to help us purchase our first home! Following the purchase of our home, they have continued to provide their exceptional service and have been able to secure two rate reductions in six months! Being self-employed wasn't an issue for me as Nate knew the process back-to-front and was able to provide sound advice throughout the application process.”
Justin Tomas
Homeowner
“It was an absolute brilliant experience with Stryve. Our first purchase was with Dylan he was always clear re: the next steps, quick to respond, never tired of questions and went over and above with communication. We went back and used him again for our next investment and the experience was just as wonderful as the first. Stryve also reviews our loans every 6 months to make sure we are getting the best rates on offer. We couldn't ask for more!”
Amber Motii
Homeowner
Frequently asked questions
Stop Guessing Your Costs.
Get a personalised rate estimate from Australia's leading refinance specialists. We compare 40+ lenders to find your most efficient structure.
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