Refinance Your Home Loan
Refinance with confidence and potentially save thousands. Whether you're looking to lower repayments or unlock equity, we help you make the switch with ease.
Refinance Home Loan
Many Australians struggle to afford their mortgage repayments, leaving them stressed out at the thought of paying off debt. Don’t miss out on good home loan refinance offers to help you pay less interest over time and free up cash to spend on other things.
Refinancing with Stryve Finance means securing the right loan for your circumstances.
Get a mortgage broker to restructure your existing loan with better terms
Is it time to switch loans?
We will provide you with the right advice and structure that meets your goals.
Get StartedShould I refinance my house?
Refinancing is the process of taking out a new mortgage, potentially with a different bank or lender, to repay your current home loan.
Refinancing with your existing lender or with a new one could save you thousands of dollars over the term of your loan. In fact, you may be able to access between $2K-3K in cash back home loan refinance offers from some lenders who are offering this type of incentive
Currently, refinance home loan rates are increasing with the steady interest rate hike. This momentum is not likely to change soon, and the question has shifted from whether or not there will be another rate hike to how much the hike is going to be.
However, depending on the urgency of your financial goals, it is never a bad idea to look at refinancing as a means to achieving them.
Here are some things to consider when thinking about home loan refinance:
Are you happy with your interest rate? Or have you found a better rate elsewhere?
How do you feel about the current interest rate environment?
Have you had your property’s value and equity checked by a home loan mortgage broker?
What are the costs of refinancing, and will refinancing require you to pay break fees and exit costs?
Are you confident about your credit rating? A bad credit score may work against your efforts to refinance.
What are your reasons for refinancing? Common reasons to refinance is to renovate your house, buy a car, consolidate debts, shorten the loan term, have a home loan with more flexibility.
When was the last time you’ve reviewed your mortgage?
Interest rates are historically low meaning there has never been a time to review your existing loan. Refinancing could assist with saving interest, reducing fees, restructuring your existing loan, or negotiate better terms.
Refinancing with Stryve Finance means securing the right loan for your circumstances.
- ✔Get an understanding of your borrowing capacity
- ✔Find out what deposit is required
- ✔Guarantor loans
- ✔Competitive interest rates
Key steps when refinancing
Listen and uncover your current reality
Refinancing is a great opportunity for you to recalibrate your existing loan. We try to learn as much about your current situation by asking you to clearly identify what you are looking to achieve with your loans.
GET STARTEDIdentify different options and a strategy
A strategy is important. The team will negotiate across multiple lenders and tailor the right loan for your circumstances. Let us find the best solution for you and remove the hassle by taking care of all the paperwork at no cost to you.
Book an AppointmentManage the loan process
We will handle the entire application process by submitting your documents and liaising with all parties involved. From interest rate reviews right through to ongoing loan maintenance. You will always have a point of contact for all future lending
Get StartedFAQs
Testimonials
We have worked with thousands of amazing people
"Nate and Dylan were extremely helpful in helping us secure our new home. They were easy to contact from day one, and answered any questions we had. We felt reassured at all times and are very grateful for their patience with us. I have recommended Stryve to 3 friends now who have all been successful in achieving their goals of purchasing their homes. We are so happy with the service and will definitely keep on recommending Stryve to our family and friends."
"I never had a problem with Dylan. From the start of our journey on mortgage til the very end and even with refinancing, he/they were very helpful, transparent, honest and really keen to help their clients! Highly recommended."
"On behalf of my husband and I, we would like to truly thank Dylan Bertovic for all his assistance in helping us with our new loan - approved in time before our settlement. Dylan worked above and beyond expected. He took the time to explain every step and process with us. Any questions we had, Dylan would go out of his way to ensure they were answered. He made the process stress free and ensured we got the best possible deal. We highly recommend Dylan to all our family and friends."
"Nate is great to work with, very knowledgeable, responsive and genuinely invested in helping me find the right solution. Highly recommend this firm to anyone looking for reliable, competitive and professional brokerage services."
"Dylan has not only been a longtime friend, but also the trusted mortgage broker of choice for my family. He answers the phone at all hours, communicates extensively through all steps of a sometimes-complicated process and manages my risk. He has a straight to the point approach which I appreciate. Simply gets the job done, and gets it done very quickly. Thanks for everything Dylan, you're a champion broker and a good mate."
"Nate and Dylan were the ultimate professionals in securing a home loan to help us purchase our first home! Following the purchase of our home, they have continued to provide their exceptional service and have been able to secure two rate reductions in six months! Being self-employed wasn't an issue for me as Nate knew the process back-to-front and was able to provide sound advice throughout the application process."
"It was an absolute brilliant experience with Stryve. Our first purchase was with Dylan he was always clear re: the next steps, quick to respond, never tired of questions and went over and above with communication. We went back and used him again for our next investment and the experience was just as wonderful as the first. Stryve also reviews our loans every 6 months to make sure we are getting the best rates on offer. We couldn't ask for more!"
