See The Real Upfront Cost Before You Commit
Estimate the stamp duty and government charges on your purchase in any Australian state. We factor in your buyer type and any first-home concessions or surcharges that apply.
Stryve Stamp Duty Calculator
Property Details
Total Government Charges
$9,065.00
Stamp duty plus mortgage registration and transfer fees: the full upfront government cost, not stamp duty alone.
Figures
Estimates only. Concession and grant require an owner-occupier first home buyer.
Worked example
For example, an owner-occupier buying an established $500,000 home in Australian Capital Territory pays around $8,408 in stamp duty, plus mortgage registration and transfer fees, for a total upfront government cost of $9,065 (before any first home buyer concession). Enter your own price above for your figure.
Australian Capital Territory stamp duty rates FY2026-27
Rates current as of FY2026-27. Estimates only - always confirm the exact figure with your conveyancer or the state revenue office before settlement.
| $0 - $200,000 | 1.20% of value |
| $200,000 - $300,000 | $2,400 plus 2.20% of the excess over $200,000 |
| $300,000 - $500,000 | $4,600 plus 3.40% of the excess over $300,000 |
| $500,000 - $750,000 | $11,400 plus 4.32% of the excess over $500,000 |
| $750,000 - $1,000,000 | $22,200 plus 5.90% of the excess over $750,000 |
| $1,000,000 - $1,455,000 | $36,950 plus 6.40% of the excess over $1,000,000 |
| Over $1,455,000 | 4.54% of value |
| $0 - $260,000 | 0.28% of value |
| $260,000 - $300,000 | $728 plus 2.20% of the excess over $260,000 |
| $300,000 - $500,000 | $1,608 plus 3.40% of the excess over $300,000 |
| $500,000 - $750,000 | $8,408 plus 4.32% of the excess over $500,000 |
| $750,000 - $1,000,000 | $19,208 plus 5.90% of the excess over $750,000 |
| $1,000,000 - $1,455,000 | $33,958 plus 6.40% of the excess over $1,000,000 |
| Over $1,455,000 | 4.54% of value |
Standard rate for owner-occupier purchases. The separate Home Buyer Concession Scheme (income-tested; assumed met by this calculator) can reduce duty to nil up to $1,020,000.
Mortgage registration: $178.00
Transfer fee: Flat $479 lodgement fee.
First home buyer exemptions in the Australian Capital Territory
The ACT's Home Buyer Concession Scheme gives eligible buyers (not limited to first home buyers) a full duty exemption up to $1,020,000, with the concession capped at $35,238 above that, so you pay any duty beyond the cap (subject to a household income test this calculator doesn't collect - assumed met).
| Property price | Standard duty | First home buyer duty | You save |
|---|---|---|---|
| $800,000 | $22,158 | $0 | $22,158 |
| $1,000,000 | $33,958 | $0 | $33,958 |
| $1,020,000 | $35,238 | $0 | $35,238 |
| $1,200,000 | $46,758 | $11,520 | $35,238 |
Duty only (before registration and transfer fees), computed with the calculator above for an eligible owner-occupier first home buyer buying an established home in the Australian Capital Territory. Home Buyer Concession Scheme; assumes the household income test is met. Above $1,020,000 the concession is capped at $35,238.
Want to know what this means for your budget?
Stamp duty is usually the biggest upfront cost after your deposit, and the one that catches buyers out. We'll show you how it fits your full picture, and if there's a smarter way to structure your purchase, we'll tell you straight.
Australian Capital Territory Stamp Duty FAQs
The calculator above uses Australian Capital Territory's current transfer duty rates - see the rate table further up this page for the bands themselves - plus mortgage registration and transfer fees, so the total reflects your full upfront government cost, not stamp duty alone. Common Australian Capital Territory questions are below.
Australian Capital Territory Stamp Duty Calculator FAQs
Stamp Duty Calculator › Australian Capital Territory