Build with confidence,
from land to lock-up.
Construction finance has more moving parts than a standard loan. We structure it, manage every drawdown, and stay across the build with you, so the funding is there when the builder needs it.
We manage every drawdown stage, from slab to completion
Built for complex, self-employed and trust-based income
Structuring across multiple properties and projects
Based on 250+ reviews
Elite Broker Winner 2024 & 2025
We compare your rates with 50+ lenders
Why Stryve for your build
Construction Finance, Handled End To End
A construction loan isn't a single approval. It's a sequence of staged drawdowns released as your build hits each milestone, from slab to frame to lock-up to completion. Get the structure wrong and the consequences land at the worst time: a drawdown stalls, your builder isn't paid, and the whole project waits on the bank.
We set it up correctly from day one and manage every release for you, so funding keeps pace with the build instead of holding it up. Whether it's your first build or your fifth across a growing portfolio, you deal with one team that knows the file end to end.
Every stage managed
Each scheduled drawdown from slab to completion, not just the first approval.
Complex income, sorted
Self-employed, company and trust structures are our normal, not an exception.
Built around your portfolio
Structured across multiple properties and projects, not a single loan in isolation.
Our 5-Stage Construction Loan Process
A construction loan releases in stages as your build progresses, not all at once. Each release is tied to a milestone and signed off before funds flow. We've guided clients through builds of every size, and we manage each stage with the lender so you don't have to.
From land to keys, we're across every drawdown, so funding keeps pace with the build.
01
Structure
Before a brick is laid, we set the loan up correctly, confirming your borrowing position, land component, and total build cost so the funding is right from day one.
02
Land settlement
If you're buying the block, the first drawdown settles the land. We coordinate with the lender and your conveyancer so this step doesn't hold up the build start.
03
Progressive drawdowns
As construction hits each milestone (slab, frame, lock-up, fit-out) the lender releases the next payment. We manage each request and the valuations behind them, so your builder is paid on time at every stage.
04
Completion
At the final stage the last drawdown is released and the build is signed off. We make sure the final inspection and payment line up so there's no gap between finishing and moving in.
05
Settle into your loan
Once the build is complete, your loan typically converts to a standard mortgage. We review the structure with you and check it still fits, especially if it's one of several across your portfolio.
How construction finance works in your favour
You approve every drawdown
Funds release in stages tied to each build phase, and only once you've signed off on the inclusions and quality of work. You stay in control of what gets paid, when.
Interest only on what you've drawn
You pay interest only on funds released so far, not the full loan, and typically interest-only until completion. Your repayments grow with the build, not ahead of it.
Potential duty & grant savings
Building can attract lower stamp duty than buying established, plus first-build grants or concessions in some states. We'll confirm what applies to your situation.
Lender-vetted builders only
Because lenders require licensing and insurance before releasing funds, and payments only flow after each stage is verified complete, you're protected from unqualified work.
Why Business Owners Choose Stryve
Banks often put self-employed applicants in the "too hard" basket. We specialize in them.
Complex income, understood
Income held in trusts, retained earnings, or reinvested in the company. We know how to present your full picture to lenders.
Alternative documentation
No up-to-date tax returns? We work with lenders who accept BAS, business bank statements, or an accountant's letter.
Lenders beyond the banks
Direct access to private and non-bank commercial lenders with flexible terms you won't find on the high street.
Get expert advice for your build
Let's structure the right finance for your construction project.
Book a strategy callWhat our customers
say about us
“Nate and Dylan were extremely helpful in helping us secure our new home. They were easy to contact from day one, and answered any questions we had. We felt reassured at all times and are very grateful for their patience with us. I have recommended Stryve to 3 friends now who have all been successful in achieving their goals of purchasing their homes. We are so happy with the service and will definitely keep on recommending Stryve to our family and friends.”
Whitney Tran
Homeowner
“I never had a problem with Dylan. From the start of our journey on mortgage til the very end and even with refinancing, he/they were very helpful, transparent, honest and really keen to help their clients! Highly recommended.”
Cristianne Del Valle
Homeowner
“On behalf of my husband and I, we would like to truly thank Dylan Bertovic for all his assistance in helping us with our new loan - approved in time before our settlement. Dylan worked above and beyond expected. He took the time to explain every step and process with us. Any questions we had, Dylan would go out of his way to ensure they were answered. He made the process stress free and ensured we got the best possible deal. We highly recommend Dylan to all our family and friends.”
Merna Yalda
Homeowner
“Nate is great to work with, very knowledgeable, responsive and genuinely invested in helping me find the right solution. Highly recommend this firm to anyone looking for reliable, competitive and professional brokerage services.”
Julia
Homeowner
“Dylan has not only been a longtime friend, but also the trusted mortgage broker of choice for my family. He answers the phone at all hours, communicates extensively through all steps of a sometimes-complicated process and manages my risk. He has a straight to the point approach which I appreciate. Simply gets the job done, and gets it done very quickly. Thanks for everything Dylan, you're a champion broker and a good mate.”
Christian Barać
Homeowner
“Nate and Dylan were the ultimate professionals in securing a home loan to help us purchase our first home! Following the purchase of our home, they have continued to provide their exceptional service and have been able to secure two rate reductions in six months! Being self-employed wasn't an issue for me as Nate knew the process back-to-front and was able to provide sound advice throughout the application process.”
Justin Tomas
Homeowner
“It was an absolute brilliant experience with Stryve. Our first purchase was with Dylan he was always clear re: the next steps, quick to respond, never tired of questions and went over and above with communication. We went back and used him again for our next investment and the experience was just as wonderful as the first. Stryve also reviews our loans every 6 months to make sure we are getting the best rates on offer. We couldn't ask for more!”
Amber Motii
Homeowner
