See The Real Upfront Cost Before You Commit
Estimate the stamp duty and government charges on your purchase in any Australian state. We factor in your buyer type and any first-home concessions or surcharges that apply.
Stryve Stamp Duty Calculator
Property Details
Total Government Charges
$24,290.60
Stamp duty plus mortgage registration and transfer fees: the full upfront government cost, not stamp duty alone.
Figures
Estimates only. Concession and grant require an owner-occupier first home buyer.
Worked example
For example, an owner-occupier buying an established $500,000 home in Northern Territory pays around $23,929 in stamp duty, plus mortgage registration and transfer fees, for a total upfront government cost of $24,291 (before any first home buyer concession). Enter your own price above for your figure.
Northern Territory stamp duty rates FY2026-27
Rates current as of FY2026-27. Estimates only - always confirm the exact figure with your conveyancer or the state revenue office before settlement.
Northern Territory transfer duty formula
Quadratic formula up to $525,000, then a flat 4.95% (under $3m), 5.75% ($3m to under $5m) or 5.95% ($5m and above) of the full property value.
Mortgage registration: $181.00
Transfer fee: Flat $181 lodgement fee.
First home buyer exemptions in the Northern Territory
The NT's House & Land Package Exemption gives no duty at all on a new home built under a single house-and-land contract, with no price cap and no first home buyer requirement - but there is no concession on an established home. It runs to 30 June 2027. A $50,000 First Home Owner Grant, the largest in Australia, is also available with no price cap.
| Property price | Standard duty | First home buyer duty | You save |
|---|---|---|---|
| $500,000 | $23,929 | $0 | $23,929 |
| $600,000 | $29,700 | $0 | $29,700 |
| $700,000 | $34,650 | $0 | $34,650 |
| $800,000 | $39,600 | $0 | $39,600 |
Duty only (before registration and transfer fees), computed with the calculator above for an eligible owner-occupier first home buyer buying a new build in the Northern Territory. The NT House and Land Package Exemption applies to new builds only. Established homes get no duty concession.
Want to know what this means for your budget?
Stamp duty is usually the biggest upfront cost after your deposit, and the one that catches buyers out. We'll show you how it fits your full picture, and if there's a smarter way to structure your purchase, we'll tell you straight.
Northern Territory Stamp Duty FAQs
The calculator above uses Northern Territory's current transfer duty rates - see the rate table further up this page for the bands themselves - plus mortgage registration and transfer fees, so the total reflects your full upfront government cost, not stamp duty alone. For the whole cash figure including your deposit, conveyancing and a building and pest inspection, use the upfront cost to buy calculator. Common Northern Territory questions are below.