The people behind your home loan

A mortgage broker acts as your personal guide through the home loan process. We have access to multiple lenders and can find options you might not discover on your own. At Stryve Finance, we save you time by handling paperwork, negotiating with lenders, and finding competitive rates tailored to your specific situation. Our expertise helps you avoid common pitfalls and potentially save thousands over the life of your loan.

Most lenders require at least a 5-20% deposit of the property's value. For first home buyers in Sydney, we can help you access various options including loans with as little as 5% deposit (though this typically incurs Lenders Mortgage Insurance). We also guide you through government schemes like the First Home Guarantee and NSW First Home Buyer Assistance Scheme that can reduce your upfront costs significantly.

First home buyers in NSW may be eligible for several benefits: the First Home Owner Grant (FHOG) of $10,000 for new homes valued under $750,000, stamp duty concessions for properties under $800,000, the First Home Guarantee scheme allowing purchases with just 5% deposit without LMI, and the First Home Super Saver Scheme to withdraw voluntary super contributions for your deposit. At Stryve Finance, we'll assess your eligibility for all available schemes.

Refinancing can save you money in several ways: securing a lower interest rate (even a 0.5% reduction can save thousands over your loan term), consolidating debt, reducing loan terms, accessing better features, or releasing equity for renovations or investments. Our Stryve team analyses your current loan against the market to identify potential savings and manages the entire refinancing process to ensure you get maximum benefit with minimum hassle.

Stryve Finance offers comprehensive asset finance solutions including: equipment finance for business assets, commercial vehicle loans, chattel mortgages, finance leases, operating leases, and novated leases. We work with you to structure the right type of finance that optimises your tax position and cash flow, whether you're a tradesperson needing a new ute or a business owner upgrading equipment.

In most cases, our mortgage broking service comes at no direct cost to you. We receive commissions from lenders when your loan settles. This arrangement ensures our interests align with yours: we only get paid when we successfully secure you a suitable loan. We're committed to full transparency and will clearly disclose any applicable fees and commissions during our initial consultation.

The timeline varies depending on your situation and chosen lender, but typically: pre-approval can be obtained within 1-3 days, formal approval takes 5-10 business days after submitting a complete application, and settlement usually occurs 4-6 weeks after signing contracts. At Stryve Finance, we expedite this process by ensuring your application is thoroughly prepared and by maintaining close communication with all parties involved.

Absolutely. We specialise in finding solutions for clients with complex financial circumstances including self-employed individuals, contractors, those with credit issues, or unique income structures. Our extensive lender panel includes specialist lenders who look beyond traditional assessment criteria. We take the time to understand your unique situation and advocate on your behalf to find appropriate lending options.