See The Real Upfront Cost Before You Commit
Estimate the stamp duty and government charges on your purchase in any Australian state. We factor in your buyer type and any first-home concessions or surcharges that apply.
Stryve Stamp Duty Calculator
Property Details
Total Government Charges
$10,736.00
Stamp duty plus mortgage registration and transfer fees: the full upfront government cost, not stamp duty alone.
Figures
Estimates only. Concession and grant require an owner-occupier first home buyer.
Worked example
For example, an owner-occupier buying an established $500,000 home in Queensland pays around $8,750 in stamp duty, plus mortgage registration and transfer fees, for a total upfront government cost of $10,736 (before any first home buyer concession). Enter your own price above for your figure.
Queensland stamp duty rates FY2026-27
Rates current as of FY2026-27. Estimates only - always confirm the exact figure with your conveyancer or the state revenue office before settlement.
| $0 - $5,000 | $0 flat |
| $5,000 - $75,000 | $0 plus 1.50% of the excess over $5,000 |
| $75,000 - $540,000 | $1,050 plus 3.50% of the excess over $75,000 |
| $540,000 - $1,000,000 | $17,325 plus 4.50% of the excess over $540,000 |
| Over $1,000,000 | $38,025 plus 5.75% of the excess over $1,000,000 |
| $0 - $350,000 | 1.00% of value |
| $350,000 - $540,000 | $3,500 plus 3.50% of the excess over $350,000 |
| $540,000 - $1,000,000 | $10,150 plus 4.50% of the excess over $540,000 |
| Over $1,000,000 | $30,850 plus 5.75% of the excess over $1,000,000 |
Home concession rate applies to any owner-occupier buying a home (not vacant land).
Mortgage registration: $248.04
Transfer fee: $248.04 plus $46.56 per $10,000 (or part) over $180,000.
First home buyer exemptions in Queensland
Queensland first home buyers currently pay no transfer duty at all on a new home or vacant land (no price cap), following the May 2025 exemption. Established homes get a full exemption up to $700,000, tapering to nil by $800,000. A $30,000 First Home Owner Grant also applies to new builds under $750,000.
| Property price | Standard duty | First home buyer duty | You save |
|---|---|---|---|
| $600,000 | $12,850 | $0 | $12,850 |
| $700,000 | $17,350 | $0 | $17,350 |
| $750,000 | $19,600 | $10,925 | $8,675 |
| $800,000 | $21,850 | $21,850 | - |
Duty only (before registration and transfer fees), computed with the calculator above for an eligible owner-occupier first home buyer buying an established home in Queensland. Buying or building a new home instead? Eligible QLD first home buyers pay no duty at all on new builds, with no price cap.
Want to know what this means for your budget?
Stamp duty is usually the biggest upfront cost after your deposit, and the one that catches buyers out. We'll show you how it fits your full picture, and if there's a smarter way to structure your purchase, we'll tell you straight.
Queensland Stamp Duty FAQs
The calculator above uses Queensland's current transfer duty rates - see the rate table further up this page for the bands themselves - plus mortgage registration and transfer fees, so the total reflects your full upfront government cost, not stamp duty alone. Common Queensland questions are below.