See The Real Upfront Cost Before You Commit
Estimate the stamp duty and government charges on your purchase in any Australian state. We factor in your buyer type and any first-home concessions or surcharges that apply.
Stryve Stamp Duty Calculator
Property Details
Total Government Charges
$26,460.00
Stamp duty plus mortgage registration and transfer fees: the full upfront government cost, not stamp duty alone.
Figures
Estimates only. Concession and grant require an owner-occupier first home buyer.
Worked example
For example, an owner-occupier buying an established $500,000 home in South Australia pays around $21,330 in stamp duty, plus mortgage registration and transfer fees, for a total upfront government cost of $26,460 (before any first home buyer concession). Enter your own price above for your figure.
South Australia stamp duty rates FY2026-27
Rates current as of FY2026-27. Estimates only - always confirm the exact figure with your conveyancer or the state revenue office before settlement.
| $0 - $12,000 | 1.00% of value |
| $12,000 - $30,000 | $120 plus 2.00% of the excess over $12,000 |
| $30,000 - $50,000 | $480 plus 3.00% of the excess over $30,000 |
| $50,000 - $100,000 | $1,080 plus 3.50% of the excess over $50,000 |
| $100,000 - $200,000 | $2,830 plus 4.00% of the excess over $100,000 |
| $200,000 - $250,000 | $6,830 plus 4.25% of the excess over $200,000 |
| $250,000 - $300,000 | $8,955 plus 4.75% of the excess over $250,000 |
| $300,000 - $500,000 | $11,330 plus 5.00% of the excess over $300,000 |
| Over $500,000 | $21,330 plus 5.50% of the excess over $500,000 |
Mortgage registration: $198.00
Transfer fee: Tiered lodgement fee from $198, rising to $444 plus $102 per further $10,000.
First home buyer exemptions in South Australia
South Australia charges no duty at all on a new home or vacant land for eligible first home buyers, with no price cap - but offers no concession on established homes. A $15,000 First Home Owner Grant is also available with no price cap.
| Property price | Standard duty | First home buyer duty | You save |
|---|---|---|---|
| $500,000 | $21,330 | $0 | $21,330 |
| $650,000 | $29,580 | $0 | $29,580 |
| $800,000 | $37,830 | $0 | $37,830 |
| $1,000,000 | $48,830 | $0 | $48,830 |
Duty only (before registration and transfer fees), computed with the calculator above for an eligible owner-occupier first home buyer buying a new build in South Australia. SA's first home relief applies to new builds and vacant land only. Established homes get no duty concession.
Want to know what this means for your budget?
Stamp duty is usually the biggest upfront cost after your deposit, and the one that catches buyers out. We'll show you how it fits your full picture, and if there's a smarter way to structure your purchase, we'll tell you straight.
South Australia Stamp Duty FAQs
The calculator above uses South Australia's current transfer duty rates - see the rate table further up this page for the bands themselves - plus mortgage registration and transfer fees, so the total reflects your full upfront government cost, not stamp duty alone. Common South Australia questions are below.