Unsecured business loans,
without risking your home.
Most owners think fast funding means signing over the house or the equipment. It doesn't. Unsecured lenders back you on how your business trades, not what you can put up. We compare 50+ lenders, including specialists you can't reach direct.
Minimal paperwork, no asset valuations
Funding based on how you trade
Repayments matched to your cash flow
Based on 250+ reviews
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We compare your rates with 50+ lenders
- Why Stryve for unsecured funding
Unsecured Doesn't Mean Unstructured.
Most business owners assume unsecured funding is a last resort, expensive, short-term, and only for businesses that can't get anything else. That's not how it works. Lenders assess your turnover, trading history and cash flow, then price the loan on the strength of your business, not the absence of security.
We start by working out what your business can actually service, then compare lenders around that. If a secured facility would genuinely cost you less, we'll tell you, and point you to the cheaper path instead. One team, from first call to funds in your account.
No assets, no problem
Your trading history and cash flow do the talking, not what you own.
Priced on your business
We compare lenders on rate and structure, not just approval odds.
Newer or complex? Still fundable.
Short trading history or messy income don't rule you out, some lenders specialize in exactly this.
How unsecured funding works in your favour
No security, no valuations
No property or asset checks holding up your application, approval is based on how your business performs, not what it owns.
A structure that fits your cash flow
Terms from a few months to a few years, with repayments set against what your business can actually service, not a one-size approval.
Funds without tying up assets
Your property, vehicles and equipment stay free and clear, useful the day you need to borrow against them for something else.
Plain English, start to finish
Fees and rates explained before you sign, so nothing arrives as a surprise once the loan is running.
Secured vs unsecured business loans
The rate gap between a secured and an unsecured business loan is the price of keeping your property out of the deal. Here's how the two actually differ, so you can decide whether that price is worth paying.
Property, vehicles or equipment pledged against the loan.
No specific asset pledged. Most lenders ask for a personal guarantee instead.
Property, vehicles or equipment pledged against the loan.
No specific asset pledged. Most lenders ask for a personal guarantee instead.
Lower, the asset reduces the lender's risk.
Higher, priced on your turnover, trading history and credit profile.
Lower, the asset reduces the lender's risk.
Higher, priced on your turnover, trading history and credit profile.
Tied to the asset's value, often higher ceilings.
Tied to cash flow, typically $5,000 to $500,000.
Tied to the asset's value, often higher ceilings.
Tied to cash flow, typically $5,000 to $500,000.
Slower, valuations and settlement add weeks.
Faster, often approved in 24-48 hours on bank statements alone.
Slower, valuations and settlement add weeks.
Faster, often approved in 24-48 hours on bank statements alone.
The pledged asset is directly on the line.
No asset tied to the loan, though a personal guarantee still carries responsibility.
The pledged asset is directly on the line.
No asset tied to the loan, though a personal guarantee still carries responsibility.
Why Business Owners Choose Stryve
Unsecured funding isn't one-size-fits-all. We compare the market and match the lender to how your business actually operates.
The whole market, not one bank
Your own bank can only offer its own products. We compare lenders to find the structure and rate that suits your business.
No perfect paperwork required
Newer businesses or thin financials aren't an automatic no, we work with lenders who look at how you trade, not just your paperwork.
Advice before a sales pitch
If unsecured funding isn't the right move, we'll tell you, even if it means you don't borrow at all from us.
Not sure if unsecured is right for you?
We'll compare it against secured options too, no obligation.
Book an expert callHow Your Unsecured Loan Gets Funded In 5 Steps
Unsecured lending moves faster than a secured loan, but the assessment is different, it's about your trading pattern, not your paperwork on an asset. Here's how we take that from first call to funds landing.
No property valuation, no settlement wait, most unsecured facilities are structured and funded within days.
01
Tell us your numbers
Turnover, time trading, and what you need the funds for. This shapes which lenders are even worth approaching.
02
Matched to your trading pattern
Not every lender reads cash flow the same way. We match you to the ones whose criteria actually fit your business.
03
Bank statements, not a valuation
Most applications run on 3-6 months of statements. No property inspection, no asset appraisal to wait on.
04
Offers compared side by side
If more than one lender comes back, we lay out the real cost, rate, fees, and repayment structure, so the comparison is apples to apples.
05
Funds in your account
Once you accept, settlement is typically same-day to a few business days, not weeks.
What our customers
say about us
“Nate and Dylan were extremely helpful in helping us secure our new home. They were easy to contact from day one, and answered any questions we had. We felt reassured at all times and are very grateful for their patience with us. I have recommended Stryve to 3 friends now who have all been successful in achieving their goals of purchasing their homes. We are so happy with the service and will definitely keep on recommending Stryve to our family and friends.”
Whitney Tran
Homeowner
“I never had a problem with Dylan. From the start of our journey on mortgage til the very end and even with refinancing, he/they were very helpful, transparent, honest and really keen to help their clients! Highly recommended.”
Cristianne Del Valle
Homeowner
“On behalf of my husband and I, we would like to truly thank Dylan Bertovic for all his assistance in helping us with our new loan - approved in time before our settlement. Dylan worked above and beyond expected. He took the time to explain every step and process with us. Any questions we had, Dylan would go out of his way to ensure they were answered. He made the process stress free and ensured we got the best possible deal. We highly recommend Dylan to all our family and friends.”
Merna Yalda
Homeowner
“Nate is great to work with, very knowledgeable, responsive and genuinely invested in helping me find the right solution. Highly recommend this firm to anyone looking for reliable, competitive and professional brokerage services.”
Julia
Homeowner
“Dylan has not only been a longtime friend, but also the trusted mortgage broker of choice for my family. He answers the phone at all hours, communicates extensively through all steps of a sometimes-complicated process and manages my risk. He has a straight to the point approach which I appreciate. Simply gets the job done, and gets it done very quickly. Thanks for everything Dylan, you're a champion broker and a good mate.”
Christian Barać
Homeowner
“Nate and Dylan were the ultimate professionals in securing a home loan to help us purchase our first home! Following the purchase of our home, they have continued to provide their exceptional service and have been able to secure two rate reductions in six months! Being self-employed wasn't an issue for me as Nate knew the process back-to-front and was able to provide sound advice throughout the application process.”
Justin Tomas
Homeowner
“It was an absolute brilliant experience with Stryve. Our first purchase was with Dylan he was always clear re: the next steps, quick to respond, never tired of questions and went over and above with communication. We went back and used him again for our next investment and the experience was just as wonderful as the first. Stryve also reviews our loans every 6 months to make sure we are getting the best rates on offer. We couldn't ask for more!”
Amber Motii
Homeowner
