Unsecured business loans,
without risking your home.
Most owners think fast funding means signing over the house or the equipment. It doesn't. Unsecured lenders back you on how your business trades, not what you can put up. We compare 50+ lenders, including specialists you can't reach direct.
Minimal paperwork, no asset valuations
Funding based on how you trade
Repayments matched to your cash flow
Based on 250+ reviews
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We compare your rates with 50+ lenders
- Why Stryve for unsecured funding
Unsecured Doesn't Mean Unstructured.
Most business owners assume unsecured funding is a last resort, expensive, short-term, and only for businesses that can't get anything else. That's not how it works. Lenders assess your turnover, trading history and cash flow, then price the loan on the strength of your business, not the absence of security.
We start by working out what your business can actually service, then compare lenders around that. If a secured facility would genuinely cost you less, we'll tell you, and point you to the cheaper path instead. One team, from first call to funds in your account.
No assets, no problem
Your trading history and cash flow do the talking, not what you own.
Priced on your business
We compare lenders on rate and structure, not just approval odds.
Newer or complex? Still fundable.
Short trading history or messy income don't rule you out, some lenders specialize in exactly this.
How unsecured funding works in your favour
No security, no valuations
No property or asset checks holding up your application, approval is based on how your business performs, not what it owns.
A structure that fits your cash flow
Terms from a few months to a few years, with repayments set against what your business can actually service, not a one-size approval.
Funds without tying up assets
Your property, vehicles and equipment stay free and clear, useful the day you need to borrow against them for something else.
Plain English, start to finish
Fees and rates explained before you sign, so nothing arrives as a surprise once the loan is running.
Secured vs unsecured business loans
The rate gap between a secured and an unsecured business loan is the price of keeping your property out of the deal. Here's how the two actually differ, so you can decide whether that price is worth paying.
Property, vehicles or equipment pledged against the loan.
No specific asset pledged. Most lenders ask for a personal guarantee instead.
Property, vehicles or equipment pledged against the loan.
No specific asset pledged. Most lenders ask for a personal guarantee instead.
Lower, the asset reduces the lender's risk.
Higher, priced on your turnover, trading history and credit profile.
Lower, the asset reduces the lender's risk.
Higher, priced on your turnover, trading history and credit profile.
Tied to the asset's value, often higher ceilings.
Tied to cash flow, typically $5,000 to $500,000.
Tied to the asset's value, often higher ceilings.
Tied to cash flow, typically $5,000 to $500,000.
Slower, valuations and settlement add weeks.
Faster, often approved in 24-48 hours on bank statements alone.
Slower, valuations and settlement add weeks.
Faster, often approved in 24-48 hours on bank statements alone.
The pledged asset is directly on the line.
No asset tied to the loan, though a personal guarantee still carries responsibility.
The pledged asset is directly on the line.
No asset tied to the loan, though a personal guarantee still carries responsibility.
Why Business Owners Choose Stryve
Unsecured funding isn't one-size-fits-all. We compare the market and match the lender to how your business actually operates.
The whole market, not one bank
Your own bank can only offer its own products. We compare lenders to find the structure and rate that suits your business.
No perfect paperwork required
Newer businesses or thin financials aren't an automatic no, we work with lenders who look at how you trade, not just your paperwork.
Advice before a sales pitch
If unsecured funding isn't the right move, we'll tell you, even if it means you don't borrow at all from us.
Not sure if unsecured is right for you?
We'll compare it against secured options too, no obligation.
Book an expert callHow Your Unsecured Loan Gets Funded In 5 Steps
Unsecured lending moves faster than a secured loan, but the assessment is different, it's about your trading pattern, not your paperwork on an asset. Here's how we take that from first call to funds landing.
No property valuation, no settlement wait, most unsecured facilities are structured and funded within days.
01
Tell us your numbers
Turnover, time trading, and what you need the funds for. This shapes which lenders are even worth approaching.
02
Matched to your trading pattern
Not every lender reads cash flow the same way. We match you to the ones whose criteria actually fit your business.
03
Bank statements, not a valuation
Most applications run on 3-6 months of statements. No property inspection, no asset appraisal to wait on.
04
Offers compared side by side
If more than one lender comes back, we lay out the real cost, rate, fees, and repayment structure, so the comparison is apples to apples.
05
Funds in your account
Once you accept, settlement is typically same-day to a few business days, not weeks.
What our customers
say about us
“High quality team and sensational communication”
Jeff Lee
Google review, 24 Sept 2025
“Dylan was amazing to deal with. We had to move quickly on a house and he got the job done. No task was too hard, and he had a great attitude throughout the whole process. Would highly recommend working with him”
Trent Broussard
Google review, 23 Sept 2025
“Dylan & Marko are fantastic. They helped me with my home loan & investment loans. They were very helpful right from the start until finish & they made the whole process stress free. They are accessible anytime you need them. They are both knowledgeable & professional. They looked after their clients really well. I am happy to recommend them to others. I am very satisfied with their service. If anyone needs broker, they are the best to work with.”
Erleen Riosa
Google review, 21 Sept 2025
“Dylan and Marko at Stryve Finance were fantastic to work with. They helped us with our home loan and made the whole process smooth and stress-free. Their support, knowledge, and guidance were outstanding from start to finish. We’re really happy with the service and would definitely recommend them to anyone looking for finance advice.”
Aaron Messina
Google review, 18 Sept 2025
“It has been a pleasure working with Nate, Dylan and Marko from the Stryve team. They have helped me with a loan refinance, equity release and pre-approval and were absolutely committed to ensuring a positive outcome, even as our personal situation changed. They are excellent with commutation and very knowledgeable brokers. Can't recommend them enough!”
Jesse Hill
Google review, 11 Sept 2025
“Dylan & Marko were exceptional throughout the whole process. As a first home buyer, the home loan process initially felt very daunting, however Dylan was awesome at explaining all the steps, keeping me in the loop at each stage and really just simplifying the whole process. Would definitely recommend Stryve’s services!”
Silvana C
Google review, 11 Sept 2025
“Working with Nate made the whole process incredibly simple. Even when navigating the complexities of a trust structure, everything was explained clearly and without pressure to choose a particular direction. I always felt supported and in control of my decisions. I would highly recommend him to anyone looking for a professional, approachable, and knowledgeable broker.”
Adam Ogg
Google review, 12 Aug 2025
