Invoice finance: get paid now,
not in 60 days.
Unpaid invoices are cash you've earned but can't use yet. Invoice finance unlocks the money tied up in your debtor book, so long payment terms don't stall your growth. We match you to lenders who advance against your invoices quickly and cleanly.
Unlock cash from unpaid invoices
Funding that grows with your sales
No property security required
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- Why Stryve for invoice finance
Your Invoices Are Working Capital You've Already Earned.
Most business owners treat unpaid invoices as money they just have to wait for, cash locked up while wages, suppliers and stock still need paying. Invoice finance changes that. Lenders advance against your debtor book, so the cash you've earned is available now instead of in 30, 60 or 90 days.
We start by looking at how your invoices actually behave, who your customers are, how reliably they pay, and how your ledger moves, then compare lenders around that. If a simpler line of credit would serve you better, we'll tell you, and point you to the cheaper path instead. One team, from first call to funds in your account.
Your ledger does the talking
Funding is advanced against your invoices, not against what you own.
Priced on your debtor book
We compare lenders on advance rate and fees, not just approval odds.
Seasonal or lumpy? Still fundable.
Uneven cash flow and long payment terms are exactly what invoice finance is built for.
How invoice finance works in your favour
No property, just your invoices
The debtor book is the security, so your property and equipment stay free and clear for whatever else you need.
Funding that grows with sales
As your invoices grow, so does the cash available, the facility scales with your ledger rather than sitting behind a fixed limit.
Cash out of the waiting game
Draw against invoices as you raise them, so 30, 60 or 90-day terms stop dictating when you can pay wages and suppliers.
Plain English on the fees
Advance rate, service fee and discount fee explained before you sign, so nothing arrives as a surprise once the facility is running.
Invoice factoring vs invoice discounting
Debtor finance is the umbrella; factoring and discounting are the two ways it runs. The practical difference is who chases the invoice, and whether your customers know a funder is involved.
The lender collects from your customers directly.
You keep collections in-house, business as usual.
The lender collects from your customers directly.
You keep collections in-house, business as usual.
Yes, it's disclosed. Customers pay the funder.
Usually confidential. Customers still pay you.
Yes, it's disclosed. Customers pay the funder.
Usually confidential. Customers still pay you.
80-90% of invoice value upfront, balance on settlement minus fees.
Similar advance rates, drawn against the whole ledger rather than invoice by invoice.
80-90% of invoice value upfront, balance on settlement minus fees.
Similar advance rates, drawn against the whole ledger rather than invoice by invoice.
Smaller teams happy to hand off collections and admin.
Established businesses with their own credit control that want it kept quiet.
Smaller teams happy to hand off collections and admin.
Established businesses with their own credit control that want it kept quiet.
Service fee plus discount fee; the collections service is built into the price.
Generally cheaper for the same volume, since you do the collecting.
Service fee plus discount fee; the collections service is built into the price.
Generally cheaper for the same volume, since you do the collecting.
Why Business Owners Choose Stryve
Invoice finance isn't one-size-fits-all. We compare the market and match the lender to how your debtor book actually behaves.
The whole market, not one bank
Your own bank can only offer its own facility. We compare lenders to find the advance rate and structure that suits your ledger.
Factoring or discounting, your call
Want to keep collections in-house and confidential, or hand them over? We match you to lenders who work the way you want to.
Advice before a sales pitch
If invoice finance isn't the right move, we'll tell you, even if it means you don't borrow at all from us.
Not sure invoice finance is right for you?
We'll compare it against a line of credit or overdraft too, no obligation.
Book an expert callHow Your Invoice Finance Facility Gets Set Up In 5 Steps
Invoice finance is assessed differently to a standard loan, it's about the strength of your debtor book, not an asset you put up. Here's how we take that from first call to cash landing against your invoices.
No property valuation, no settlement wait, once the facility's live you can draw against invoices as soon as you raise them.
01
Tell us about your ledger
Who your customers are, your typical payment terms, and how much is tied up in unpaid invoices. This shapes which lenders are worth approaching.
02
Matched to your debtor book
Not every lender reads a ledger the same way. We match you to the ones whose advance rates and criteria actually fit your customers.
03
Invoices and statements, not a valuation
Most applications run on your debtor ledger and recent trading history. No property inspection, no asset appraisal to wait on.
04
Offers compared side by side
If more than one lender comes back, we lay out the real cost, advance rate, service fee and discount fee, so the comparison is apples to apples.
05
Facility live, cash flowing
Once you accept, the facility is set up and you draw against your invoices, typically within days, not weeks.
What our customers
say about us
“Dylan and his staff have been fantastic, they have made the process very easy and stress free. They walk through everything with you from start to finish and guide you to the best options. Thank you guys much appreciated”
Paul Coleiro
Google review, 22 Sept 2026
“Dylan and the Stryve Team have been so amazing during our search for a first home. Dylan was so communicative, patient and knowledgable and kept us updated throughout the whole process. I can’t recommend them enough!”
Michael O'Malley
Google review, 30 Aug 2026
“My partner & I have had a fantastic experience with Stryve Finance. Dylan and Douglas were incredibly helpful, responsive and supportive throughout the entire process. We’re very grateful for their help and would highly recommend Stryve to anyone looking for a reliable and knowledgeable mortgage broker.”
Tanvi Mara
Google review, 19 Aug 2026
“Dylan and the team at Stryve are exceptional. He made the process so easy to understand and helped secure the loan I was after. A special mention to how efficient the team are and can move things really quickly when needed. Can’t thank them enough for everything they’ve done. Strongly recommend if you’re looking for a first class mortgage broker!”
JAMES HARVEY
Google review, 18 Aug 2026
“Dylan and the team at Stryve made the pre approval process feel exciting and easy as it should! Cannot recommend them enough”
Alexia
Google review, 18 Aug 2026
“Dylan and the team from Stryve are absolutely incredible. So grateful we have Dylan as our broker, he explains things very clearly, and has always been very reliable and dependable if we have ever had any questions - incredible customer service where you feel really taken care of, heard and supported. Stryve have their finger on the pulse when it comes to their knowledge of the current market and the lenders to go with. I highly recommend going with these guys as your brokers, especially with navigating the current climate!”
Hollie
Google review, 12 Aug 2026
“Dylan has done a sensational job in helping me achieve my dream of purchasing a property. He has always been prompt in responding to my numerous enquiries, supporting me and guiding me through the whole process. Dylan and the stryve team have conducted themselves very professionally with brilliant results, I would recommend them to anyone in need of a broker. Dylan has been a pleasure to deal with, Thank you for everything.”
Deborah Chouart
Google review, 12 Aug 2026
