The Stryve Finance Home Loan Guide
Your complete guide to navigating the Australian home loan landscape. Whether you're buying your first home, building an investment portfolio, refinancing for better rates, or managing self-employment challenges, our documentation provides expert insights and practical guidance to help you succeed.
Getting started
Our documentation covers everything from understanding different loan types to navigating complex approval processes. With over 2,500 successful home loan applications and access to 50+ lenders, we've compiled our expertise into comprehensive guides that make home loan decisions clearer and more confident.
Explore Loan Types
First Home Buyer Loans
Access government grants, low deposit options, and special schemes designed for first-time buyers.
Investment Property Loans
Build wealth through property with flexible structures, equity access, and tax-effective solutions.
Refinancing Home Loans
Switch to better rates, unlock equity, or consolidate debt with expert refinancing guidance.
Self-Employed Home Loans
Flexible documentation and specialist lenders for freelancers, contractors, and business owners.
Why Choose Expert Guidance?
Home loans are one of the biggest financial decisions you'll make. The right structure, features, and lender can save you thousands while the wrong choice can cost you significantly over time.
Our documentation breaks down complex concepts into practical, actionable advice based on real-world experience helping Australian families secure the right home loan.
Real Impact: Our clients typically save $8,400 on average through better loan structures, rates, and avoiding unnecessary fees like LMI where possible.
Documentation Overview
Core Loan Types
Our primary documentation covers the four most common home loan scenarios Australian borrowers face:
First Home Buyers - Navigate government schemes, low deposit options, and first-time buyer benefits to enter the property market with confidence.
Investment Properties - Build wealth through property with tax-effective loan structures, equity access strategies, and portfolio growth guidance.
Refinancing - Switch to better rates, access property equity, or consolidate debt while avoiding costly mistakes in the refinancing process.
Self-Employed Borrowers - Overcome documentation challenges with low doc options, specialist lenders, and income presentation strategies.
What You'll Find in Each Guide
Each comprehensive guide includes:
- Step-by-step processes for loan applications
- Real-world examples with actual savings amounts
- Common mistakes to avoid
- Expert tips from experienced brokers
- Current rates and schemes as of 2025
- Eligibility requirements and documentation needs
- FAQ sections addressing common concerns
- Strategic guidance for long-term success
Expert Support Available
While our documentation provides comprehensive guidance, complex situations often benefit from personalized advice. Our qualified mortgage brokers are available to:
- Assess your specific situation and recommend the best loan structure
- Compare options across our panel of 40+ lenders
- Handle applications and guide you through approval processes
- Provide ongoing support from pre-approval to settlement
All consultations are completely free with no obligation. We're paid by lenders, not by you, ensuring our advice is always in your best interest.
How We Help Different Borrowers
First Home Buyers: Access to government schemes, guidance on deposit requirements, and strategies to avoid unnecessary costs like LMI.
Property Investors: Tax-effective loan structures, equity release strategies, and portfolio expansion guidance from experienced investment specialists.
Refinancing Clients: Rate comparisons, equity access options, and timing strategies to maximize savings and minimize costs.
Self-Employed Borrowers: Alternative documentation paths, specialist lender relationships, and income presentation strategies for complex situations.
Success Stories
James & Priya, Brisbane: Used the First Home Guarantee to purchase their first home with just 5% deposit, saving over $14,000 in LMI through our guidance.
Chris, Melbourne: After two major bank rejections, we secured a low doc loan for this freelance copywriter within three weeks using specialist lenders.
Sarah, Sydney: Refinancing guidance helped her switch lenders and add an offset account, saving over $3,000 annually in interest payments.
Frequently Asked Questions
Do I need to pay for mortgage broker services?
No—our services are completely free to you. We're paid by lenders when we successfully arrange your loan, which means our advice is always focused on finding you the best outcome.
How many lenders do you have access to?
We work with over 40 lenders including major banks, credit unions, and specialist lenders, giving you access to loan products you might not find going direct.
Can you help with complex situations?
Absolutely. We specialize in challenging scenarios including self-employment, previous credit issues, unique income sources, and complex property transactions.
How long does the loan process typically take?
Pre-approval usually takes 1-3 days. Full approval and settlement typically take 4-6 weeks, though we can often expedite urgent applications.
What if I'm not sure which loan type suits me?
That's exactly what our free consultation is for. We'll assess your goals, financial situation, and circumstances to recommend the most suitable loan structure and features.
Ready to Get Started?
Whether you're exploring options or ready to apply, we're here to help. Start with our comprehensive guides or book a free consultation to discuss your specific situation with one of our expert mortgage brokers.